Until recently, the financial services industry merely noted “women were responsible for directing a large portion of the monthly household expenditure, such as grocery shopping,...
Building up sufficient retirement savings is a long-term project that boils down to optimal risk management. The chief way to reduce your investment risk is...
Less time tapping your fingers in traffic jams. No daily colleague negotiations about how cold the air-con’s set. Your own snack-laden fridge just a few steps from...
The thought of a visit to Home Affairs for a passport always makes one groan, but at least the trip you’re planning makes the outing...
An investment platform (often also referred to as “an administrator”) is an online service which holds and administers investment funds on your behalf as an...
As a Millennial you may have heard yourself labeled materialistic, entitled, spoilt. Yet you’ve navigated several world-changing events at key stages of your life —...
At Netto we have always taken the security and confidentiality of your data seriously. The introduction of POPIA has been necessary with the way our...
A change to the financial rules around emigration will make accessing your retirement funds more challenging from 2021 onwards....
Ian Beere reflects on how Netto prepared to uphold its responsibilities to its clients in the midst of the global pandemic. ...
The prescribed-assets discussion lends itself to sparking fear, but reduced to bare factual bones, what does it really mean?...
A holistic approach allows your financial planner to carefully consider and integrate all aspects of your finances and future goals....
In this Blue Chip article, Netto’s Investment Manager James Downie dives into the debate about the benefits of a boutique asset manager vs those of...
Netto Invest Wealth Manager Gareth Leonard joins Jackie Cameron and Magnus Heystek in this BizNews Finance Friday webinar - Offshore investing from your SA armchair....
It's important to know what not to cut back on as we figure out how to deal with the financial consequences of coronavirus....
Michael Maré, a wealth manager at Netto Invest, gives his take on investing in this Good Hope Radio interview. Michael explains the difference between saving...
If you don't know where to start with managing your money, sound financial planning principles can help you take control of your finances....
This Financial Planning Week, Netto wealth managers discuss the starting point, destination, and journey of financial planning for under 35s....
National Wills Week puts a spotlight on the importance of having a will in place. You could even get a will done for free....
If you are planning to move abroad, accessing your retirement funds may prove to be more challenging from next year....
Heading into retirement during the Covid-19 pandemic may feel like the worst possible timing. But the key is not to panic....
There are even more South African unit trusts available than local shares, making selecting the right unit trust quite a task....
If any part of your retirement income is in the form of a living annuity, what are the implications for you during this time of...
Governments have scrambled to mitigate the economic effects of the C-19 crisis but, Wealth Manager Richard Sparg CFP® asks, will we have to bear the...
To understand SA bond returns, we need to recognise that bonds are usually used as a hedge for equities when diversifying an investment portfolio....
Personal financial planning is essential for men and women alike. But the reality is that women tend to take a backseat when it comes to...
This Women's Month making use of various coaching tools can be a great way to get on top of your money goals...
Recovery is firmly in place and the catastrophic behaviour of the world markets earlier in the year is a thing of the past....
If you're a first-time buyer about to climb on the property ladder, there couldn't be a better time. Interest rates are the lowest they've been...
Even though pension and provident funds make up the bulk of most people’s retirement provisions, few people know the difference between them. ...
We asked Adrian Clayton, Chief Investment Officer at Northstar Asset Management, to share his insights on whether South Africa can revitalise investor interest as an...
Financial worries can be minimised if you know your rights and get good retrenchment financial planning advice to grow your retirement capital. ...
Are you in a position where your income has been temporarily reduced? Are you looking to ease your cash flow wherever possible during the Covid-19...
Salvaging your retirement planning amid the COVID-19 pandemic will take a cool head and a sensible strategy, just don't panic! ...
You may have taken some steps to prepare yourself financially, but it's looking more likely that the coronavirus crisis will continue for quite some time....
If you have a wedding in your future, it's important to do your sums before you say 'I do' - or risk being wed 'until...
Plan to preserve the value of your estate by making sure you nominate beneficiaries. But understanding how your beneficiaries will be affected is the first...
Morné Bezuidenhout, director and wealth manager at Netto Invest, explains how to limit the effects of emotion on your investment. ...
What happens to your digital legacy when you pass away? How do you ensure that your wishes about what happens to your digital data and...
If there's a young adult in your life, these tips could be just what they need to get them on the right track for financial...
Underestimating the significance of ongoing small gains that accumulate over time is surprisingly easy. But why? We all appreciate the benefit of compound interest, and...
In this Business Day article, Morné Bezuidenhout explains how you can maximise your assets with these smart tips for the end of the financial year....
Section 12J tax-effective investments come into sharp focus near the end of the tax year as a way of reducing your tax liability....
Nearly 10 million cases of dementia are diagnosed globally each year; adding this possibility to your financial planning thinking is something to consider....
Between ordering champagne and debating the merits of phyllo vs. puff pastry canapés, it's easy to forget that marriage also involves long-term financial implications. ...
With the changing nature of work and 21st century life expectancy, post-retirement careers are not only possible, they are hugely beneficial. ...
At Netto Invest we advocate using balanced (also known as multi-asset) funds as core building blocks in our portfolios. ...
Proactively talking to your parents about their financial wellbeing when they reach retirement is a good idea for you and them. ...
It’s not just the Boy Scouts who need to be prepared! When it comes to our estates a little preparation can go a long way....
As more South Africans consider living overseas, it’s a good idea to be aware of the differences between informal and formal emigration. ...
Investors in a collective investment share the risks and benefits in proportion to their holdings. Morné Bezuidenhout discusses this in Business Day. ...
Long-term planning is essential for survival and the very nature of a long-term plan should include provisions for unknowns. ...
Setting your financial goals and understanding which investment vehicles are appropriate to help you reach them, will make your choices easier. ...
Morné Bezuidenhout discusses how retirees make the mistake of adjusting income drawdowns to inflation instead of to investment returns. ...
Ask your financial planner or advisor for a review after Treasury’s increase in estate duty and the VAT rate. Morné Bezuidenhout explains why. ...
Many investors jump into the market when they should be getting out and vice-versa. Morné Bezuidenhout explains why. ...
Research shows that a diversified portfolio targeting a specific rate of return gives the best results. Morné Bezuidenhout explains why. ...
Companies listed on the JSE that derive the bulk of their earnings offshore might give you more exposure to offshore markets than you think....
The large weighting of Naspers defeats passive strategy’s aim of limiting exposure to any stock. Morné Bezuidenhout explains why. ...
Getting professional financial advice to help you sift through your options will pay off. Morné Bezuidenhout explains why. ...
Morné Bezuidenhout explains why the choice of a rand-denominated unit trust fund or a direct investment depends on the investor’s needs. ...
With the trend to higher taxes, planning your finances effectively is key. Morné Bezuidenhout talks tax advantages for endowments. ...
Too few South Africans draft a will or ensure that sufficient assets and policies are in place to care for their loved ones, explains Richard...
In South Africa spring arrives just before the big Christmas spending season. What better time to get a handle on your finances each year? ...
You can obtain exposure to overseas investment markets in two ways, namely, via asset swap funds and via direct offshore investments. ...
'Phasing-in' sees you investing over multiple months. It's is a prudent approach when investing large sums into 'fully priced' financial markets. ...
In South Africa, six out of every 10 retirement fund members retire on less than 30% of their preretirement income. ...
Managing money: it’s something we all do, and often on a daily basis, but how can ordinary folks maximise their cash to create lasting wealth?...
Owning your own small business may be your dream, but the loss of a predictable salary isn't the only challenge of going it alone. ...
From ante-natal care to university and everything in between, what is the cost of having a child these days? ...
Have you gone over budget this festive season? You are not alone. Try these tips to help get you through January. ...
Wondering whether to invest your year-end bonus? Well, what if there was a way it could start generating bonuses of its own? ...
In this Good Housekeeping article (October 2014), Debbie Netto advises on how best to invest R500 per month. ...
Are you aware of what happens when you die unexpectedly and unprepared in South Africa without a will? Take a look. ...
Women are living eight to ten years longer than their husbands, so insist on joint financial planning and be involved in every stage. ...
Inflation is most investors' number one enemy as it can erode wealth over time. Avoid the downwards spiral effect of ongoing inflation. ...
Estate planning helps you avoid bequeathing a portion of your hard-earned cash to the taxman when you die. ...
Unemployment is the decisive factor causing young adults to move back home and rising property prices aren't helping the situation. ...
What are the important considerations when moving assets into trust? Netto Invest partner Ian Beere was asked to advise....
Meet the ‘boomerang generation’ – young adults in their 20s and early 30s living with their parents. There might even be one on your couch....
Money can’t buy happiness but a lack of it can certainly contribute to making you unhappy. Create a wealthier relationship with your finances. ...
Why should you consider offshore investing and would offshore investing yield better results than the JSE? There are pros and cons. ...
Many self-employed entrepreneurs are so consumed with running their businesses that they delay thinking about retirement options. ...
Why save your annual bonus? Where’s the harm in spending it this time and saving next year’s annual bonus instead? ...
Morné Bezuidenhout gives financial advice on the steps to take to achieve specific retirement goals in Personal Finance's Boot Camp. ...
Whether you're planning your estate or writing your will, it's a good time to consider becoming an organ donor. These FAQs might help. ...
The executor is responsible for the administration of the deceased estate, but they work as part of a team to wind up an estate. ...
In SA we are subject to donations tax, so giving your money away may create a tax liability. Just giving investment gifts may create paperwork....
What you need to know about your UK pension and QROPS as a British expatriate living in South Africa. ...
The globally accepted six-step financial planning process must be followed to ensure that you receive sound financial planning advice....
When it comes to financial security, it's important to have a plan. As the old saying goes, failing to plan is like planning to fail....
A financial planner must confront a client about their mortality, because the consequences of not doing so could be devastating to their family. ...
The exact scope and comprehensiveness of critical illness cover offered by long-term insurers has become confusing. ...
Although we see many encouraging trends in our dealings with young professionals, there are still some dangers that need to be kept in check. ...
The financial world has become more complex. Choosing financial products and service providers is no longer a simple task. ...
Amid the current backdrop of unsettling noise, there's no time like the present to diversify into global assets. ...
Many South Africans are in a 'local is lekker' investment mood at the moment and who can blame them? ...
Investing money can be an intimidating experience. There are many choices and few certainties in the investment world. ...
Even the most astute investors like Warren Buffet warn of the dangers of emotions in the investment process. ...
The potential investor’s mental biases or emotional make-up may be preventing the implementation of the plan. ...
Diversification helps investors hedge their bets against unforeseen circumstances and reduces exposure to volatility. ...