01 Jan 5 (simple) wealth habits of self-made millionaires
Best-selling author Tom Corley's ongoing analysis about how to grow and sustain wealth reveals that, surprisingly, the most common path to becoming a millionaire is...
Financial planning and advice
08 Apr Reflections on a global pandemic: a Netto year in review
Posted at 11:03h in Financial planning and advice
Ian Beere reflects on how Netto prepared to uphold its responsibilities to its clients in the midst of the global pandemic. ...
20 Jan Holistic financial planning: Partnering with your financial advisor
Posted at 13:51h in Financial planning and advice
A holistic approach allows your financial planner to carefully consider and integrate all aspects of your finances and future goals....
24 Nov Tough times in 2020: What not to cut back on
Posted at 15:04h in Financial planning and advice
It's important to know what not to cut back on as we figure out how to deal with the financial consequences of coronavirus....
18 Nov Wealth Manager Michael Maré on Good Hope Radio
Michael Maré, a wealth manager at Netto Invest, gives his take on investing in this Good Hope Radio interview. Michael explains the difference between saving...
10 Nov 5 ways to take control of your finances as a young adult
Posted at 13:00h in Financial planning and advice
If you don't know where to start with managing your money, sound financial planning principles can help you take control of your finances....
04 Nov Financial Planning Week webinar
Posted at 16:19h in Financial planning and advice
This Financial Planning Week, Netto wealth managers discuss the starting point, destination, and journey of financial planning for under 35s....
27 Aug Personal financial planning and female empowerment
Posted at 08:55h in Financial planning and advice
Personal financial planning is essential for men and women alike. But the reality is that women tend to take a backseat when it comes to...
20 Aug Reflect on your money goals this Women’s Month
Posted at 13:54h in Financial planning and advice
This Women's Month making use of various coaching tools can be a great way to get on top of your money goals...
04 Aug Prospective first-time buyer? Read this!
Posted at 14:21h in Financial planning and advice
If you're a first-time buyer about to climb on the property ladder, there couldn't be a better time. Interest rates are the lowest they've been...
04 Jun How to ease your cash flow during Covid-19 lockdown
Posted at 15:10h in Financial planning and advice
Are you in a position where your income has been temporarily reduced? Are you looking to ease your cash flow wherever possible during the Covid-19...
04 May 9 ways to plan for the months ahead
Posted at 13:11h in Financial planning and advice
You may have taken some steps to prepare yourself financially, but it's looking more likely that the coronavirus crisis will continue for quite some time....
20 Apr Why it’s so important to do your sums before you say ‘I do’
Posted at 13:11h in Financial planning and advice
If you have a wedding in your future, it's important to do your sums before you say 'I do' - or risk being wed 'until...
08 Apr How to limit the effects of emotion on your investment
Morné Bezuidenhout, director and wealth manager at Netto Invest, explains how to limit the effects of emotion on your investment. ...
03 Mar 4 tips for getting off to a flying start to financial freedom as a young adult
Posted at 20:54h in Financial planning and advice
If there's a young adult in your life, these tips could be just what they need to get them on the right track for financial...
24 Feb The power of tiny gains
Posted at 11:39h in Financial planning and advice
Underestimating the significance of ongoing small gains that accumulate over time is surprisingly easy. But why? We all appreciate the benefit of compound interest, and...
17 Feb Maximise your assets: smart tips for the end of the tax year
In this Business Day article, Morné Bezuidenhout explains how you can maximise your assets with these smart tips for the end of the financial year....
05 Feb Planning for the possibility of being diagnosed with dementia
Posted at 15:02h in Financial planning and advice
Nearly 10 million cases of dementia are diagnosed globally each year; adding this possibility to your financial planning thinking is something to consider....
23 Jan Getting married: tying the financial knot, too
Posted at 14:04h in Financial planning and advice
Between ordering champagne and debating the merits of phyllo vs. puff pastry canapés, it's easy to forget that marriage also involves long-term financial implications. ...
16 Jan After Christmas is the time to talk turkey
Posted at 10:03h in Financial planning and advice
Proactively talking to your parents about their financial wellbeing when they reach retirement is a good idea for you and them. ...
12 Nov Living abroad – should you emigrate formally or informally?
As more South Africans consider living overseas, it’s a good idea to be aware of the differences between informal and formal emigration. ...
30 Oct Planning for the known and the unknown
Posted at 08:41h in Financial planning and advice
Long-term planning is essential for survival and the very nature of a long-term plan should include provisions for unknowns. ...
28 Aug How to stop your living annuity coming to an end before you do
Morné Bezuidenhout discusses how retirees make the mistake of adjusting income drawdowns to inflation instead of to investment returns. ...
23 Apr Solid strategy key to staying the course and avoiding bad choices
Many investors jump into the market when they should be getting out and vice-versa. Morné Bezuidenhout explains why. ...
01 Feb Are South African shares really local investments?
Companies listed on the JSE that derive the bulk of their earnings offshore might give you more exposure to offshore markets than you think....
11 Sep What you need to know and do if you are facing retrenchment
Getting professional financial advice to help you sift through your options will pay off. Morné Bezuidenhout explains why. ...
03 Sep 10 ways to spring clean your finances
Posted at 10:27h in Financial planning and advice
In South Africa spring arrives just before the big Christmas spending season. What better time to get a handle on your finances each year? ...
23 Mar Make the most of your money
Managing money: it’s something we all do, and often on a daily basis, but how can ordinary folks maximise their cash to create lasting wealth?...
17 Mar Small business, big challenge
Owning your own small business may be your dream, but the loss of a predictable salary isn't the only challenge of going it alone. ...
17 Feb What’s the cost of having a baby in South Africa?
Posted at 09:21h in Financial planning and advice
From ante-natal care to university and everything in between, what is the cost of having a child these days? ...
23 Jan Personal budget balancing act
Have you gone over budget this festive season? You are not alone. Try these tips to help get you through January. ...
30 Jul Joint financial planning with women in mind
Women are living eight to ten years longer than their husbands, so insist on joint financial planning and be involved in every stage. ...
03 Jun Retirement planning and inflation in South Africa
Inflation is most investors' number one enemy as it can erode wealth over time. Avoid the downwards spiral effect of ongoing inflation. ...
20 Feb Hi Mom & Dad, I’m back! The boomerang generation
Unemployment is the decisive factor causing young adults to move back home and rising property prices aren't helping the situation. ...
14 Jan Come-back kids cause a boomerang-generation headache for parents
Meet the ‘boomerang generation’ – young adults in their 20s and early 30s living with their parents. There might even be one on your couch....
13 Jan Love your bank balance: Building financial wealth
Posted at 14:44h in Financial planning and advice
Money can’t buy happiness but a lack of it can certainly contribute to making you unhappy. Create a wealthier relationship with your finances. ...
19 Mar Self-employed retirement plans: Tips to secure your future
Many self-employed entrepreneurs are so consumed with running their businesses that they delay thinking about retirement options. ...
19 Mar Annual bonus – what spending it is REALLY costing you
Why save your annual bonus? Where’s the harm in spending it this time and saving next year’s annual bonus instead? ...
13 Feb Personal Finance Boot Camp
Morné Bezuidenhout gives financial advice on the steps to take to achieve specific retirement goals in Personal Finance's Boot Camp. ...
17 Nov Ex-pat financial planning – QROPS
What you need to know about your UK pension and QROPS as a British expatriate living in South Africa. ...
17 Nov Six-step financial planning process
The globally accepted six-step financial planning process must be followed to ensure that you receive sound financial planning advice....
17 Nov Financial security — plan for it
Posted at 03:10h in Financial planning and advice
When it comes to financial security, it's important to have a plan. As the old saying goes, failing to plan is like planning to fail....
17 Nov Providing for your family
Posted at 03:08h in Financial planning and advice
A financial planner must confront a client about their mortality, because the consequences of not doing so could be devastating to their family. ...
17 Nov Financial planning for young professionals
Posted at 02:56h in Financial planning and advice
Although we see many encouraging trends in our dealings with young professionals, there are still some dangers that need to be kept in check. ...
17 Nov Financial advice: is it worth it?
Posted at 02:55h in Financial planning and advice
The financial world has become more complex. Choosing financial products and service providers is no longer a simple task. ...
17 Nov Advice for South Africans on investing offshore
Many South Africans are in a 'local is lekker' investment mood at the moment and who can blame them? ...
17 Nov Investing money advice – 10 simple, sensible tips
Investing money can be an intimidating experience. There are many choices and few certainties in the investment world. ...
17 Nov Personal financial plan: the greed vs fear equation
Even the most astute investors like Warren Buffet warn of the dangers of emotions in the investment process. ...
16 Nov You can never save too much
Posted at 08:41h in Financial planning and advice
In all my time of advising clients, I have not once been sued by a client for advising him or her to put away more...
16 Nov When is the right time to start saving for retirement?
If you plan to start saving later, later may never arrive. Reasons to delay saving are always readily available. ...
16 Nov Spending and saving
Posted at 08:37h in Financial planning and advice
How can examining your spending and saving help if investment volatility over the last 12 months has put your retirement plans under pressure? ...
16 Nov Don’t skimp on business continuity costs
Shareholders and business owners need to protect themselves as their businesses’ most important assets. The need for business assurance cannot be underestimated. ...
16 Nov Leave your business in safe hands
Business owners and entrepreneurs thrive in times of change, yet many fail to plan for the time when they need to hand over the reins...
16 Nov Business succession planning: keep your business going
Posted at 08:11h in Financial planning and advice
Business succession planning may not be high on your agenda but retirement is a fact of life for everyone....
16 Nov Debt management: profit by curbing your borrowings
Posted at 06:25h in Financial planning and advice
While a lack of debt management can be financially crippling, there are certain occasions that require nearly all individuals to borrow money....
17 Nov Joint financial planning
Joint financial planning creates an ideal opportunity to focus on turning short term hardships into long term successes. ...
17 Nov Financial planning for beginners
Posted at 03:20h in Financial planning and advice
Breaking in to the 'adult' world is a scary journey when you are first confronted with the reality of providing for your own financial needs....
29 Jun Financial planning annual review – 6 items to cover
Your annual check-up with the GP covers certain areas and so should your financial health check with your financial planner. ...
22 Jun Sleep easy with 10 simple steps to peace of mind
These 10 simple steps provide a lifetime guide and can help you better understand your financial goals and financial plan. ...
16 Jun Disability insurance pointers
Disability insurance cover protects your most valuable asset – your ability to earn a living over an extended period of time. ...
01 Jun Finding a financial advisor (and when to fire one)
Posted at 02:51h in Financial planning and advice
There is much to be said for receiving quality written advice from a CFP®, but you should also know when it's time to move on....
24 May Business debt reduction, settlement and debt relief
Posted at 08:08h in Financial planning and advice
The most important aspect of managing business debt in times of strife is to communicate openly and honestly with all your creditors. ...
17 May Teaching money to kids
Posted at 03:22h in Financial planning and advice
According to a recent survey, over 90% of children ranked their parents as their primary financial educator. ...
10 May What is key man insurance?
Posted at 08:09h in Financial planning and advice
A company usually takes out key man insurance on the life of an employee with the proceeds going to the company in the event of...
12 Apr The right financial planning can preserve your assets on divorce
In our experience, a badly drafted divorce agreement can increase resentment levels over time and can result in mutual financial wealth destruction. ...
17 Nov What generation are you? Differences in personal investment decisions
Understanding the mindsets and characteristics of different generations may go a long way to helping us figure out why people do the things they do....
29 Apr Avoiding the pitfalls of small business shareholdings
Many people's ownership interest in a business is usually in the form of a shareholding in a private company, or a member’s interest in a...
22 Jan Your annual investment stock-take
You and your financial planner should do a stock-take of your portfolio of assets, liabilities and investments every year. ...
23 Oct Help your financial planner to help you
Successful investors understand that financial planning is a life-long process achieved in close partnership with their financial planner. ...
17 Oct How to tame the wild within and invest your money wisely
Human beings may be the only species that invests money, but the way we conduct our financial affairs often bears close resemblance to animal behaviour....
25 Sep Financial planning advice is no longer a luxury
Posted at 02:52h in Financial planning and advice
Financial planning is one of the few professions that needs to take a proactive role in the client relationship. ...
19 Jun Investment in property: Not just bricks and mortar
History has shown us that in the medium to long term, investment in property and equities offers the best returns of all the asset classes....
21 May Beware the pitfalls of signing personal surety
When it comes to personal surety, the biggest danger to your finances can be your wealth. Here’s how the paradox works. ...
09 Apr Getting Married – Beware the Pitfalls of the Nuptials
Getting married is way more than just the ceremony. It is critical that the un-romantic financial issues are discussed before the wedding arrangements. ...