15 Aug Budgeting: 5 Unexpected Benefits of Planning Ahead
Posted at 12:04h in Investments
The thought of a visit to Home Affairs for a passport always makes one groan, but at least the trip you’re planning makes the outing...
Investments
08 Feb Does the government plan to ‘steal your pension money’?
The prescribed-assets discussion lends itself to sparking fear, but reduced to bare factual bones, what does it really mean?...
15 Dec Boutiques are better – right?
In this Blue Chip article, Netto’s Investment Manager James Downie dives into the debate about the benefits of a boutique asset manager vs those of...
18 Nov Wealth Manager Michael Maré on Good Hope Radio
Michael Maré, a wealth manager at Netto Invest, gives his take on investing in this Good Hope Radio interview. Michael explains the difference between saving...
13 Oct South African unit trust investment – does it make sense?
Posted at 02:08h in Investments
There are even more South African unit trusts available than local shares, making selecting the right unit trust quite a task....
05 Oct Your living annuity in the time of Covid-19
If any part of your retirement income is in the form of a living annuity, what are the implications for you during this time of...
31 Aug SA bond returns – a permanent capital loss?
Posted at 09:11h in Investments
To understand SA bond returns, we need to recognise that bonds are usually used as a hedge for equities when diversifying an investment portfolio....
11 Aug So, it’s all back to normal in the markets – or is it?
Posted at 09:07h in Investments
Recovery is firmly in place and the catastrophic behaviour of the world markets earlier in the year is a thing of the past....
07 Jul Can South Africa revitalise investor interest?
Posted at 09:38h in Investments
We asked Adrian Clayton, Chief Investment Officer at Northstar Asset Management, to share his insights on whether South Africa can revitalise investor interest as an...
10 Feb Section 12J: tax-effective investments with community upside
Section 12J tax-effective investments come into sharp focus near the end of the tax year as a way of reducing your tax liability....
13 Feb The advantages of a balanced fund
Posted at 08:30h in Investments
At Netto Invest we advocate using balanced (also known as multi-asset) funds as core building blocks in our portfolios. ...
12 Nov Living abroad – should you emigrate formally or informally?
As more South Africans consider living overseas, it’s a good idea to be aware of the differences between informal and formal emigration. ...
05 Nov Unit trusts 101: the distribution of income and tax implications
Investors in a collective investment share the risks and benefits in proportion to their holdings. Morné Bezuidenhout discusses this in Business Day. ...
15 Sep Investment vehicle guidelines
Setting your financial goals and understanding which investment vehicles are appropriate to help you reach them, will make your choices easier. ...
28 Aug How to stop your living annuity coming to an end before you do
Morné Bezuidenhout discusses how retirees make the mistake of adjusting income drawdowns to inflation instead of to investment returns. ...
23 Apr Solid strategy key to staying the course and avoiding bad choices
Many investors jump into the market when they should be getting out and vice-versa. Morné Bezuidenhout explains why. ...
12 Feb Strategising for drawing an income in your retirement years
Research shows that a diversified portfolio targeting a specific rate of return gives the best results. Morné Bezuidenhout explains why. ...
01 Feb Are South African shares really local investments?
Companies listed on the JSE that derive the bulk of their earnings offshore might give you more exposure to offshore markets than you think....
20 Nov Concentrated market makes it risky to track JSE indices exactly
The large weighting of Naspers defeats passive strategy’s aim of limiting exposure to any stock. Morné Bezuidenhout explains why. ...
25 Jun Well-chosen endowments can reduce tax on your investments
With the trend to higher taxes, planning your finances effectively is key. Morné Bezuidenhout talks tax advantages for endowments. ...
10 Aug Financial markets are rocketing – are you ‘phased’?
Posted at 08:29h in Investments
'Phasing-in' sees you investing over multiple months. It's is a prudent approach when investing large sums into 'fully priced' financial markets. ...
03 Aug How to avoid retirement funding regrets
In South Africa, six out of every 10 retirement fund members retire on less than 30% of their preretirement income. ...
23 Mar Make the most of your money
Managing money: it’s something we all do, and often on a daily basis, but how can ordinary folks maximise their cash to create lasting wealth?...
17 Dec The rands of time: invest your year-end bonus
Wondering whether to invest your year-end bonus? Well, what if there was a way it could start generating bonuses of its own? ...
18 Sep How to invest R500 per month risk-free
In this Good Housekeeping article (October 2014), Debbie Netto advises on how best to invest R500 per month. ...
15 Apr Offshore investing 101 – South Africa
Why should you consider offshore investing and would offshore investing yield better results than the JSE? There are pros and cons. ...
19 Mar Annual bonus – what spending it is REALLY costing you
Why save your annual bonus? Where’s the harm in spending it this time and saving next year’s annual bonus instead? ...
17 Nov Investing money advice – 10 simple, sensible tips
Investing money can be an intimidating experience. There are many choices and few certainties in the investment world. ...
17 Nov Personal financial plan: the greed vs fear equation
Even the most astute investors like Warren Buffet warn of the dangers of emotions in the investment process. ...
17 Nov Does mental bias mess with your investment decisions?
Posted at 02:34h in Investments
The potential investor’s mental biases or emotional make-up may be preventing the implementation of the plan. ...
17 Nov Strategic asset allocation: Why diversifying is key
Posted at 02:32h in Investments
Diversification helps investors hedge their bets against unforeseen circumstances and reduces exposure to volatility. ...
17 Nov Spread your assets to manage risk
Posted at 02:29h in Investments
For most investors, investment markets are quite complicated. However, there are really only four things in which you can invest your money: shares, bonds,...
17 Nov Investing – timing the markets
Posted at 02:22h in Investments
Few people, if any, can predict the top and bottom of the market with any degree of accuracy or consistency. ...
17 Nov Long-term investment strategies make good sense
Posted at 02:20h in Investments
When it comes to wealth building, long-term investment strategies hold the key to cumulative balance sheet growth. ...
17 Nov Is there such a thing as safe investing?
Posted at 02:18h in Investments
There are many safe investing strategies that aim to take the sting out of a volatile market. Let's take a look at three. ...
17 Nov Unit Trust Benefit vs Endowment?
Posted at 02:04h in Investments
Endowments and unit trusts are both popular after-tax investment vehicles, but how can you determine which one is most appropriate for you? ...
17 Nov Holiday home investment – beware the pitfalls
Posted at 02:03h in Investments
Prudent investors may wish to consider an alternative to outright ownership and take advantage of bargains. ...
10 Aug Buying investment property? Sharpen your pencil!
Posted at 02:01h in Investments
When buying investment property there are three different types of property we can invest in, commercial, industrial and residential property. ...
22 Jun Sleep easy with 10 simple steps to peace of mind
These 10 simple steps provide a lifetime guide and can help you better understand your financial goals and financial plan. ...
04 May Diversify investments across asset classes
Posted at 02:26h in Investments
An asset class is a group of investments that display similar characteristics. The four main asset classes are: shares, bonds, property and cash. ...
27 Apr Active vs passive investing uncovered
Posted at 02:15h in Investments
Index investing (another name for passive investing) is an investment strategy which aims to replicate the performance of a particular index. ...
20 Apr Investment strategy: buy and hold still works
Posted at 02:16h in Investments
The trick to long-term value creation is devising an investment strategy that fits your requirements, and then sticking to it. ...
17 Nov What generation are you? Differences in personal investment decisions
Understanding the mindsets and characteristics of different generations may go a long way to helping us figure out why people do the things they do....
27 Oct Potential perils of a switch to money market
Posted at 02:13h in Investments
While it is human nature to try to avoid losses, we usually do more harm than good when switching from equities to cash/money market in...
19 Jan How to reduce investment risk
The need to reduce investment risk varies from one individual to another depending on your circumstances and goals. ...
31 Aug Don’t let investment costs deter you
Posted at 02:24h in Investments
In recent years investment costs and product fees have come under the spotlight with a move towards more transparently costed and easier-to-understand products. ...
19 Aug A balancing act on the stock market
Posted at 02:30h in Investments
Last Friday the JSE all-share index fell 4.02% resulting in panic among stock market investors. However, it’s crucial that this drop should be seen in...
31 May Index investing – is it safe to fly on autopilot?
Posted at 02:21h in Investments
In SA, index investing accounts for about 5% of assets under management in life assurance, unit trusts and retirement portfolios. ...
17 Oct How to tame the wild within and invest your money wisely
Human beings may be the only species that invests money, but the way we conduct our financial affairs often bears close resemblance to animal behaviour....
28 Aug Hedge fund tactics: Hedging your bets against volatility
Hedge funds offer protection when the market moves down and may be used in your investment portfolio to increase and improve diversification. ...
19 Jun Investment in property: Not just bricks and mortar
History has shown us that in the medium to long term, investment in property and equities offers the best returns of all the asset classes....