15 Aug Budgeting: 5 Unexpected Benefits of Planning Ahead
The thought of a visit to Home Affairs for a passport always makes one groan, but at least the trip you’re planning makes the outing...
The thought of a visit to Home Affairs for a passport always makes one groan, but at least the trip you’re planning makes the outing...
The prescribed-assets discussion lends itself to sparking fear, but reduced to bare factual bones, what does it really mean?...
In this Blue Chip article, Netto’s Investment Manager James Downie dives into the debate about the benefits of a boutique asset manager vs those of...
Michael Maré, a wealth manager at Netto Invest, gives his take on investing in this Good Hope Radio interview. Michael explains the difference between saving...
There are even more South African unit trusts available than local shares, making selecting the right unit trust quite a task....
If any part of your retirement income is in the form of a living annuity, what are the implications for you during this time of...
To understand SA bond returns, we need to recognise that bonds are usually used as a hedge for equities when diversifying an investment portfolio....
Recovery is firmly in place and the catastrophic behaviour of the world markets earlier in the year is a thing of the past....
We asked Adrian Clayton, Chief Investment Officer at Northstar Asset Management, to share his insights on whether South Africa can revitalise investor interest as an...
Section 12J tax-effective investments come into sharp focus near the end of the tax year as a way of reducing your tax liability....
At Netto Invest we advocate using balanced (also known as multi-asset) funds as core building blocks in our portfolios. ...
As more South Africans consider living overseas, it’s a good idea to be aware of the differences between informal and formal emigration. ...
Investors in a collective investment share the risks and benefits in proportion to their holdings. Morné Bezuidenhout discusses this in Business Day. ...
Setting your financial goals and understanding which investment vehicles are appropriate to help you reach them, will make your choices easier. ...
Morné Bezuidenhout discusses how retirees make the mistake of adjusting income drawdowns to inflation instead of to investment returns. ...
Many investors jump into the market when they should be getting out and vice-versa. Morné Bezuidenhout explains why. ...
Research shows that a diversified portfolio targeting a specific rate of return gives the best results. Morné Bezuidenhout explains why. ...
Companies listed on the JSE that derive the bulk of their earnings offshore might give you more exposure to offshore markets than you think....
The large weighting of Naspers defeats passive strategy’s aim of limiting exposure to any stock. Morné Bezuidenhout explains why. ...
With the trend to higher taxes, planning your finances effectively is key. Morné Bezuidenhout talks tax advantages for endowments. ...
'Phasing-in' sees you investing over multiple months. It's is a prudent approach when investing large sums into 'fully priced' financial markets. ...
In South Africa, six out of every 10 retirement fund members retire on less than 30% of their preretirement income. ...
Managing money: it’s something we all do, and often on a daily basis, but how can ordinary folks maximise their cash to create lasting wealth?...
Wondering whether to invest your year-end bonus? Well, what if there was a way it could start generating bonuses of its own? ...
In this Good Housekeeping article (October 2014), Debbie Netto advises on how best to invest R500 per month. ...
Why should you consider offshore investing and would offshore investing yield better results than the JSE? There are pros and cons. ...
Why save your annual bonus? Where’s the harm in spending it this time and saving next year’s annual bonus instead? ...
Investing money can be an intimidating experience. There are many choices and few certainties in the investment world. ...
Even the most astute investors like Warren Buffet warn of the dangers of emotions in the investment process. ...
The potential investor’s mental biases or emotional make-up may be preventing the implementation of the plan. ...
Diversification helps investors hedge their bets against unforeseen circumstances and reduces exposure to volatility. ...
For most investors, investment markets are quite complicated. However, there are really only four things in which you can invest your money: shares, bonds,...
Few people, if any, can predict the top and bottom of the market with any degree of accuracy or consistency. ...
When it comes to wealth building, long-term investment strategies hold the key to cumulative balance sheet growth. ...
There are many safe investing strategies that aim to take the sting out of a volatile market. Let's take a look at three. ...
Endowments and unit trusts are both popular after-tax investment vehicles, but how can you determine which one is most appropriate for you? ...
Prudent investors may wish to consider an alternative to outright ownership and take advantage of bargains. ...
When buying investment property there are three different types of property we can invest in, commercial, industrial and residential property. ...
These 10 simple steps provide a lifetime guide and can help you better understand your financial goals and financial plan. ...
An asset class is a group of investments that display similar characteristics. The four main asset classes are: shares, bonds, property and cash. ...
Index investing (another name for passive investing) is an investment strategy which aims to replicate the performance of a particular index. ...
The trick to long-term value creation is devising an investment strategy that fits your requirements, and then sticking to it. ...
Understanding the mindsets and characteristics of different generations may go a long way to helping us figure out why people do the things they do....
While it is human nature to try to avoid losses, we usually do more harm than good when switching from equities to cash/money market in...
The need to reduce investment risk varies from one individual to another depending on your circumstances and goals. ...
In recent years investment costs and product fees have come under the spotlight with a move towards more transparently costed and easier-to-understand products. ...
Last Friday the JSE all-share index fell 4.02% resulting in panic among stock market investors. However, it’s crucial that this drop should be seen in...
In SA, index investing accounts for about 5% of assets under management in life assurance, unit trusts and retirement portfolios. ...
Human beings may be the only species that invests money, but the way we conduct our financial affairs often bears close resemblance to animal behaviour....
Hedge funds offer protection when the market moves down and may be used in your investment portfolio to increase and improve diversification. ...
History has shown us that in the medium to long term, investment in property and equities offers the best returns of all the asset classes....