01 Jun Emigration and subsequent access to your retirement funds
A change to the financial rules around emigration will make accessing your retirement funds more challenging from 2021 onwards....
A change to the financial rules around emigration will make accessing your retirement funds more challenging from 2021 onwards....
If you are planning to move abroad, accessing your retirement funds may prove to be more challenging from next year....
Heading into retirement during the Covid-19 pandemic may feel like the worst possible timing. But the key is not to panic....
If any part of your retirement income is in the form of a living annuity, what are the implications for you during this time of...
Even though pension and provident funds make up the bulk of most people’s retirement provisions, few people know the difference between them. ...
Salvaging your retirement planning amid the COVID-19 pandemic will take a cool head and a sensible strategy, just don't panic! ...
With the changing nature of work and 21st century life expectancy, post-retirement careers are not only possible, they are hugely beneficial. ...
Morné Bezuidenhout discusses how retirees make the mistake of adjusting income drawdowns to inflation instead of to investment returns. ...
Research shows that a diversified portfolio targeting a specific rate of return gives the best results. Morné Bezuidenhout explains why. ...
In South Africa, six out of every 10 retirement fund members retire on less than 30% of their preretirement income. ...
Inflation is most investors' number one enemy as it can erode wealth over time. Avoid the downwards spiral effect of ongoing inflation. ...
Many self-employed entrepreneurs are so consumed with running their businesses that they delay thinking about retirement options. ...
What you need to know about your UK pension and QROPS as a British expatriate living in South Africa. ...
Until recently, members of an RA fund backed by one of the life assurers were in many instances not allowed to transfer to another RA...
Forget about risky and expensive tax-dodging schemes. An RA can be a very tax-effective vehicle for investing. ...
A life cycle fund will provide an outcome without reference to your circumstances, requirements, risk appetite, market conditions or relative opportunities. ...
It is your responsibility to provide your own retirement. Don’t be an ostrich and assume your company pension will be enough. ...
In a country where government funding for retirees is not high on the priority list, personal retirement fund savings need all the help they can...
No longer will employers need to motivate or educate employees about the importance of saving for retirement and contributing to a retirement fund. ...
There is important news for all South Africans who are about to retire as well as those saving for their retirement. ...
Even though inflation fallen significantly over the past few years, it is still most investor’s enemy number one. It can still erode wealth over time....
The purpose of a living annuity is to provide an income for life. It’s up to you to determine the amount you would like to...
After-tax cashflow changes in interest rates can adversely affect your after tax cash flow in differing ways depending on your circumstances. ...
Increased interest rates favour investors who have money market and cash investments as they receive a better interest rate or return on their capital. ...
Pensioners older than 65 who have an appropriately structured financial plan may now earn about R200,000 a couple and pay no tax. ...
Although the intention to leave money to our children is a noble one, the effects of inflation are the biggest enemy to anyone’s financial plan....
For most of the working population in South Africa, the falling interest rate environment offers some relief amidst the financial turmoil. ...
If you plan to start saving later, later may never arrive. Reasons to delay saving are always readily available. ...
Business owners and entrepreneurs thrive in times of change, yet many fail to plan for the time when they need to hand over the reins...
Retirement fund withdrawal can cause unintended negative consequences for your future such as the destruction of your precious retirement capital. ...
One of the most important items on your “to do” list when changing jobs is your exit from your company retirement fund. ...
In the light of changes in the legislative framework surrounding retirement funds and lump-sum benefits, it is important to review the structure and benefits of...